Credit Card Loan
Consolidate credit card debt into one lower fixed payment.
Credit Card Loan
Pay off high-interest credit cards with a single fixed-rate loan. Simplify your finances with one predictable monthly payment and a clear payoff date.
APR from
6.5%
Borrow up to
$50,000
Terms
12–60 mo
Estimate your payment
Adjust the sliders to see how your monthly payment changes.
Estimated monthly payment
$417
Compare loans from other companies
See how Northcrest stacks up against typical credit card loan offers. Figures are illustrative estimates based on a $12,000 loan over 36 months.
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| Lender | APR from | Est. monthly | Extra cost over us |
|---|---|---|---|
| Northcrest LendingBest value | 6.5% | $368/mo | — |
| Big Bank Financial | 8.3% | $378/mo | +$357 |
| QuickLend Direct | 9.1% | $382/mo | +$517 |
| National Credit Co. | 9.9% | $387/mo | +$679 |
Why Northcrest is the smarter choice
We shop a network of vetted lenders for you, so you see real competing offers side by side instead of a single take-it-or-leave-it rate. Checking your rate uses a soft credit pull that never affects your score, there are no hidden fees, and our specialists help you pick the lowest total cost — not just the lowest monthly payment. The result: most members save thousands over the life of their loan.
Compare my real offersWhy borrow with us
Lower your rate
Replace variable card APRs with one fixed, often lower, rate.
One simple payment
Combine multiple card balances into a single monthly payment.
Pay off faster
A fixed term gives you a defined date to become debt-free.