Equipment Financing & Refinance
Acquire or refinance the equipment that powers your business.
Equipment Financing & Refinance
Finance new machinery and tools or refinance existing equipment to free up cash. The equipment itself secures the loan, so you get competitive rates and longer terms.
APR from
4.5%
Borrow up to
$10,000,000
Terms
24–72 mo
Estimate your payment
Adjust the sliders to see how your monthly payment changes.
Estimated monthly payment
$2,491
Compare loans from other companies
See how Northcrest stacks up against typical equipment financing & refinance offers. Figures are illustrative estimates based on a $120,000 loan over 60 months.
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| Lender | APR from | Est. monthly | Extra cost over us |
|---|---|---|---|
| Northcrest LendingBest value | 4.5% | $2,237/mo | — |
| Big Bank Financial | 6.3% | $2,337/mo | +$5,973 |
| QuickLend Direct | 7.1% | $2,382/mo | +$8,679 |
| National Credit Co. | 7.9% | $2,427/mo | +$11,416 |
Why Northcrest is the smarter choice
We shop a network of vetted lenders for you, so you see real competing offers side by side instead of a single take-it-or-leave-it rate. Checking your rate uses a soft credit pull that never affects your score, there are no hidden fees, and our specialists help you pick the lowest total cost — not just the lowest monthly payment. The result: most members save thousands over the life of their loan.
Compare my real offersWhy borrow with us
Buy or upgrade
Acquire the machinery and tools your business needs to scale.
Refinance to free cash
Unlock equity in equipment you already own for working capital.
Longer terms
Match repayment to the useful life of your equipment.