Working Capital Loan
Smooth out cash flow and keep your business moving.
Working Capital Loan
Cover day-to-day operating expenses, payroll, inventory, and seasonal swings with a short-term working capital loan. Fast funding so you never miss a beat.
APR from
6%
Borrow up to
$2,000,000
Terms
6–36 mo
Estimate your payment
Adjust the sliders to see how your monthly payment changes.
Estimated monthly payment
$3,638
Compare loans from other companies
See how Northcrest stacks up against typical working capital loan offers. Figures are illustrative estimates based on a $60,000 loan over 18 months.
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| Lender | APR from | Est. monthly | Extra cost over us |
|---|---|---|---|
| Northcrest LendingBest value | 6% | $3,494/mo | — |
| Big Bank Financial | 7.8% | $3,543/mo | +$883 |
| QuickLend Direct | 8.6% | $3,565/mo | +$1,277 |
| National Credit Co. | 9.4% | $3,587/mo | +$1,673 |
Why Northcrest is the smarter choice
We shop a network of vetted lenders for you, so you see real competing offers side by side instead of a single take-it-or-leave-it rate. Checking your rate uses a soft credit pull that never affects your score, there are no hidden fees, and our specialists help you pick the lowest total cost — not just the lowest monthly payment. The result: most members save thousands over the life of their loan.
Compare my real offersWhy borrow with us
Bridge cash-flow gaps
Keep operations running smoothly through slow seasons and late receivables.
Stock up
Buy inventory ahead of your busy season and pay it back as you sell.
Fast funding
Approved funds can land in your account within days.