Home Purchase
Buy the home you love with a mortgage that fits your budget.
Home Purchase
Get pre-approved fast and move with confidence. Our home purchase mortgages offer competitive fixed and adjustable rates, low-down-payment options, and a dedicated specialist from offer to closing.
APR from
3.2%
Borrow up to
$15,000,000
Terms
180–360 mo
Estimate your payment
Adjust the sliders to see how your monthly payment changes.
Estimated monthly payment
$2,141
Compare loans from other companies
See how Northcrest stacks up against typical home purchase offers. Figures are illustrative estimates based on a $420,000 loan over 360 months.
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| Lender | APR from | Est. monthly | Extra cost over us |
|---|---|---|---|
| Northcrest LendingBest value | 3.2% | $1,816/mo | — |
| Big Bank Financial | 5% | $2,255/mo | +$157,784 |
| QuickLend Direct | 5.8% | $2,464/mo | +$233,281 |
| National Credit Co. | 6.6% | $2,682/mo | +$311,762 |
Why Northcrest is the smarter choice
We shop a network of vetted lenders for you, so you see real competing offers side by side instead of a single take-it-or-leave-it rate. Checking your rate uses a soft credit pull that never affects your score, there are no hidden fees, and our specialists help you pick the lowest total cost — not just the lowest monthly payment. The result: most members save thousands over the life of their loan.
Compare my real offersWhy borrow with us
Lock your rate
Protect your interest rate for up to 90 days while you shop for your home.
Low down payment
Qualified first-time buyers can start with as little as 3% down.
Dedicated specialist
A licensed loan officer guides you from application to closing.