Payroll Loans
Never miss a payroll — keep your team paid on time.
Payroll Loans
Short-term financing designed to cover payroll during cash-flow gaps. Fast approval and same-week funding so your employees are always paid on schedule.
APR from
6.5%
Borrow up to
$1,000,000
Terms
3–18 mo
Estimate your payment
Adjust the sliders to see how your monthly payment changes.
Estimated monthly payment
$3,549
Compare loans from other companies
See how Northcrest stacks up against typical payroll loans offers. Figures are illustrative estimates based on a $40,000 loan over 12 months.
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| Lender | APR from | Est. monthly | Extra cost over us |
|---|---|---|---|
| Northcrest LendingBest value | 6.5% | $3,452/mo | — |
| Big Bank Financial | 8.3% | $3,485/mo | +$399 |
| QuickLend Direct | 9.1% | $3,500/mo | +$577 |
| National Credit Co. | 9.9% | $3,515/mo | +$755 |
Why Northcrest is the smarter choice
We shop a network of vetted lenders for you, so you see real competing offers side by side instead of a single take-it-or-leave-it rate. Checking your rate uses a soft credit pull that never affects your score, there are no hidden fees, and our specialists help you pick the lowest total cost — not just the lowest monthly payment. The result: most members save thousands over the life of their loan.
Compare my real offersWhy borrow with us
Keep your team paid
Bridge timing gaps so employees are always paid on time.
Same-week funding
Quick approval and fast disbursement when payroll is due.
Flexible repayment
Short terms that align with your incoming receivables.